Refinancing could help you save.

Fixed-rate home loans tend to be the most common type of home loan because the interest rate and payment remain the same for the life of the loan. That protects you from changing economic conditions that can cause interest rate and payment fluctuations. Generally speaking, fixed-rate loans tend to be best for those who want a predictable monthly payment or who may be staying in their home for five years or more.

• Choose from 10- to 30-year terms
• Conventional, FHA, and VA loan options available
• Jumbo loan options up to $2,000,000 available
• Down payment assistance options available through Nevada’s Home is Possible program
• Ask about our New Start Mortgage program for credit challenged, previous homeowners looking to own a home again
• Easy, online application process means you can get pre-qualified in minutes.

Adjustable rate mortgages (ARMs) often offer you a lower, initial interest rate and payment than fixed-rate loans. However, your rate will adjust after a certain period of time; typically 5, 7, or 10 years. This may offer you more financial flexibility when you first move in, but based on economic conditions at the time, your interest rate and payment could adjust higher or lower after the initial period. Typically, there are limits to how much the interest rate can change. ARMs are best for those who want upfront financial flexibility and who plan on staying in their home less than 5 years.

• Choose from 10- to 30-year terms
• Conventional, FHA, and VA loan options available
• Jumbo loan options up to $2,000,000 available
• Down payment assistance options available through Nevada’s Home is Possible program
• Easy, online application process means you can get pre-qualified in minutes.

Not sure which loan is best for you? We’ve got your back. Just give us a call for a free, no obligation consultation about your options.

Las Vegas: 702-382-4094
Reno: 775-827-3880 x 4643